Drive Smarter with Our Auto Financing Solutions

At Autorates Africa Limited, we’re your one-stop shop for auto financing in Kenya. Whether you’re buying a car for personal use or powering your ride-hailing hustle with Bolt or Uber, we simplify the journey. From matching you with the right loan to negotiating better rates and finding your perfect car, our Nairobi-based team has you covered.

Explore our services and start driving smarter today!

Loan Matching

Find the Perfect Loan for You

Say goodbye to endless financier visits! We partner with over 30 trusted Kenyan financiers, including mainstream banks and microfinance banks, to match you with the best auto loan. Our expertise lies in aligning your vehicle’s age, brand, and type plus your financial profile with the right lenders. We generate multiple offers tailored to your needs, helping you choose the best one based on interest rates, deposit requirements, repayment duration, and flexible terms. Best of all, our loan matching is free, and by appointing us as your agent, we ensure you get top deals.

Rate Negotiation

Unlock Thousands in Savings

Got a loan offer? Let us make it even better! Our team negotiates with your chosen financier to secure lower rates, saving you thousands on your auto loan. We only charge a small fee on the gross savings, so you pay nothing unless we save you money. Most of our bank partners handle this fee with your consent, making it hassle-free. While savings vary and aren’t guaranteed, we’re committed to getting you the best deal possible.

Car Sourcing

Find or Sell Your Perfect Car

Ready to drive? We connect you with over 300 trusted Kenyan auto dealers to find the right car fast. Whether it’s a sedan for city commutes or an SUV for your Uber business, we make car sourcing easy. Selling a car? We can find buyers for you, with a 4.75% fee for sellers. From buyers to sellers, Autorates Africa ensures you hit the road with confidence.