Terms & Conditions

Our Commitment to You

Welcome to Autorates Africa Limited! These Terms & Conditions govern your use of our website (autorates.africa/kenya) and services in Kenya. By using our services, you agree to these terms. We’re here to make auto financing easy, so please read carefully!

  1. About Our Services  

– Intermediary, not lender/dealer. We:  
– Match you with 30+ financiers for best loan terms.  
– Negotiate better rates.  
– Help find cars or buyers for sellers.  
– No guarantee of loan approval or vehicle availability.

  1. Fees & Charges  

– Finding a Financier: Free. By appointing us as agent (form/WhatsApp), you agree financiers pay us commissions for introduced loans.  
– Loan Negotiation Fee: 30% of gross savings, paid by financier/included in loan or by you directly.  
– Seller Fee: 4.75% of sale price for sourcing buyers (sellers only).  
– Fees disclosed before proceeding.

  1. Your Responsibilities  

– Provide accurate information (e.g., name, phone, KYC). 
– Consent to fees, data use, agency appointment.  
– Comply with financier/dealer terms.

  1. Our Responsibilities  

– Act in your best interest for loans/cars.  
– Protect data per Privacy Policy, Data Protection Act 2019.  
– Maintain fee transparency.

  1. Cancellations & Refunds  

– Cancel anytime via contact.  
– Refunds subject to 30% service charge.

  1. Limitation of Liability  

– Not liable for financier/dealer decisions, your errors, or uncontrollable losses.

  1. Intellectual Property  

– Website content (e.g., logo) owned by Autorates Africa Limited.

  1. Governing Law & Dispute Resolution  

– Governed by Kenyan law. Disputes via arbitration in Nairobi (Arbitration Act 1995), then Kenyan courts if needed.

  1. Contact Us  

Email: hello@autoratesafrica.africa  
Phone: +254740855946  
WhatsApp: +254740855727  
Address: 7th Floor, Pinetree Plaza, Ngong Road, Nairobi, Kenya  

  1. Changes to These Terms  

– Updates for services/laws/markets (e.g., Nigeria). Check for latest version.

Last updated: June 23, 2025  

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